Sovereign

Tech

Product Manager Salary · New York vs Miami

Net pay, tax drag, and purchasing power modeled for 2025 offers. Built for relocating teams, expats, and comp committees.

Net pay

New York

$143,886

26.6% effective rate

Net pay

Miami

$102,197

24.3% effective rate

Annual delta

Spread

+$41,690

New York advantage

City

New York

The global financial capital, characterized by high compensation but significant cost of living and local tax burdens.

Median professional income

$78,500

Role modeled

Product Manager

Gross base

$196,000

Net after tax

$143,886

Cost-of-living index

73

Rent index

64

City

Miami

A gateway for Latin American finance with favorable tax conditions and a growing hedge fund presence.

Median professional income

$63,000

Role modeled

Product Manager

Gross base

$135,000

Net after tax

$102,197

Cost-of-living index

52

Rent index

62

Purchasing power

Net income vs lifestyle drag

New York

$11,991

Housing$3,597
Essentials$2,398
Discretionary$2,998
Savings$2,998

Miami

$8,516

Housing$2,555
Essentials$1,703
Discretionary$2,129
Savings$2,129

Cost-of-living deep dive

Flip into the COL template for this exact pair. See rent burdens, discretionary drift, and PPP commentary.

Open COL page

Remote benchmark

Need a borderless baseline? Run the remote analyzer across our tier-one city basket.

Remote comparison

More combinations

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Frequently asked

Who wins for Product Manager net pay: New York or Miami?+
New York keeps about $41,690 more after tax (26.6% effective rate) compared to Miami (24.3%).
How different are the cost-of-living profiles?+
New York posts a cost-of-living index of 73 and rent index of 64. Miami comes in at 52 / 62. The purchasing power gap tightens once you factor in rent and lifestyle drift.
What salary uplift offsets Miami's taxes?+
You would need roughly $55,071 in additional gross compensation to match the same take-home pay in New York.