Terms of Use

By accessing or using Sovereign Tax & Salary ("the Platform", "we", "us", "our"), you ("User", "you", "your") agree to be legally bound by these Terms of Use, our Privacy Policy, and any additional terms referenced herein.

If you do not agree to these terms, you must not access or use the Platform. Your continued use of the Platform following any updates to these terms constitutes acceptance of those changes.

These terms apply to all visitors, users, and others who access or use the Platform, whether through direct access, API, or any integrated services.

Sovereign Tax & Salary provides salary comparison tools, tax calculators, cost of living indices, and related financial information for educational and informational purposes. Our services include:

• After-tax salary calculators for 50+ jurisdictions
• Cost of living comparison tools between cities
• Salary benchmarking by role and location
• Investment return projection calculators
• Tax optimization scenario modeling
• Educational blog content on tax and salary topics

You agree to indemnify, defend, and hold harmless Sovereign Tax & Salary, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:

• Your use of the Platform or any activities conducted through your access
• Your violation of these Terms of Use
• Your violation of any third-party rights, including intellectual property rights
• Any claim that your actions caused damage to a third party
• Your reliance on any information provided by the Platform for financial, tax, or legal decisions

The Platform may contain links to third-party websites, services, or resources that are not owned or controlled by Sovereign Tax & Salary. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party sites you visit.

We may terminate or suspend your access to the Platform immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.

Upon termination, your right to use the Platform will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive, including without limitation: ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

You may discontinue your use of the Platform at any time. If you wish to delete any personal data we hold about you, please refer to our Privacy Policy for instructions on exercising your data rights.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Dispute Resolution

Any disputes arising from or relating to these Terms or your use of the Platform shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in London, UK, in accordance with the rules of the London Court of International Arbitration.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than arbitration, you waive any right to a jury trial.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Platform after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the Platform.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, severed from these Terms. The remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Platform, constitute the entire agreement between you and Sovereign Tax & Salary regarding your use of the Platform. They supersede any prior agreements, communications, or understandings, whether oral or written.

No Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.