Tech
Product Manager Salary · San Francisco vs Austin
Net pay, tax drag, and purchasing power modeled for 2025 offers. Built for relocating teams, expats, and comp committees.
Net pay
San Francisco
$143,886
26.6% effective rate
Net pay
Austin
$125,436
25.8% effective rate
Annual delta
Spread
+$18,451
San Francisco advantage
City
San Francisco
The epicenter of global technology, offering the highest base salaries adjusted for a fiercely competitive housing market.
Median professional income
$78,500
Role modeled
Product Manager
Gross base
$196,000
Net after tax
$143,886
Cost-of-living index
96
Rent index
98
City
Austin
A rapidly expanding tech hub benefiting from Texas’s zero state income tax policy.
Median professional income
$78,500
Role modeled
Product Manager
Gross base
$169,000
Net after tax
$125,436
Cost-of-living index
67
Rent index
56
Purchasing power
Net income vs lifestyle drag
San Francisco
$11,991
Austin
$10,453
Cost-of-living deep dive
Flip into the COL template for this exact pair. See rent burdens, discretionary drift, and PPP commentary.
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