Lifestyle Intelligence

Cost of Living · New York vs Miami

Compare rent pressure, discretionary drift, and monthly budgets across two sovereign hubs before you sign the relocation package.

New York

Cost-of-living

Rent index

Estimated median professional income: $78,500

Miami

Cost-of-living

Rent index

Estimated median professional income: $63,000

Spread

Index delta

+21.2

New York is 21 points more expensive on our deterministic index.

New York

The global financial capital, characterized by high compensation but significant cost of living and local tax burdens.

Reference monthly net: $5,247

Housing pressure

35% of take-home pay devoted to housing.

Miami

A gateway for Latin American finance with favorable tax conditions and a growing hedge fund presence.

Reference monthly net: $5,247

Housing pressure

35% of take-home pay devoted to housing.

Monthly allocation

Budget blueprint

New York

Monthly net $5,247

Housing$1,836

Essentials$1,574

Lifestyle$1,049

Savings$787

Miami

Monthly net $5,247

Housing$1,836

Essentials$1,574

Lifestyle$1,049

Savings$787

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Frequently asked

Is New York more expensive than Miami?+

New York posts a cost-of-living score of 73 with rent at 64. Miami sits at 52 / 62. The spread is driven by housing (2.0 points) and imported services.

What income do I need to maintain lifestyle parity?+

Using a reference salary of $78,500, the take-home pay differs by $0. Adjust offers upward if relocating to the more expensive hub.

How much of my income should go to rent?+

Allocating 30% of monthly net is sustainable in Miami, while New York may require closer to 35% unless allowances are provided.