Sovereign
2025 Fiscal Data

Software EngineerNet Income in Denver

A definitive analysis of tax liabilities, social contributions, and purchasing power for Tech professionals in Denver, United States.

Gross Base
$120,000
Est. Net
$91,944
Retention: 76.6%Tax Wedge: 23.4%

The Sovereign Outlook

Professionals operating as a Software Engineer in Denver navigate a complex fiscal environment in 2025.A fast-growing tech and aerospace corridor with increasing venture capital inflows.

Based on our Denver index, a gross annual compensation of $120,000 typically results in a net take-home pay of approximately $91,944. This equates to roughly $7,662 per month in disposable income before housing and living expenses.

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Fiscal Context: United States

The United States employs a progressive federal tax system, with additional state and local taxes varying significantly by jurisdiction. Social Security and Medicare taxes are mandatory deductions.

Marginal Rate
31.6%

Tax on next unit of currency

Social Liability
$9,180

Mandatory contributions

Role Analysis: Software Engineer

Designs and builds software applications. Highly scalable income based on stack and seniority.

Salary Projection Table

Gross ScenarioNet Outcome
$72,000$58,392
$96,000$75,276
$108,000$83,718
$120,000$91,944
$132,000$100,146
$144,000$108,348
$168,000$124,752
$240,000$170,440

Career Path & Industry Context

The role of Software Engineer represents a critical position within the Tech sector, particularly in high-growth markets like Denver. Professionals in this field typically require a combination of technical expertise, strategic thinking, and industry-specific knowledge.

Designs and builds software applications. Highly scalable income based on stack and seniority.

The demand score of 73/100 indicates strongmarket demand for this role in Denver. This demand is driven by growing industry presence and expanding opportunitiesin the tech sector.

Cost of Living & Lifestyle Analysis

Understanding the true value of your salary requires analyzing purchasing power in Denver. With a cost of living index of 56 and a rent index of 82, Denver offers a balanced cost structure.

Monthly Net Income
$7,662

After all taxes and deductions

Recommended Housing Budget
$2,299

30% of net income guideline

Frequently Asked Questions

What is the average salary for a Software Engineer in Denver?
Based on our analysis, the average salary for a Software Engineer in Denver is approximately $120,000. This figure accounts for local market conditions, cost of living, and industry demand.
How much will I take home as a Software Engineer in Denver?
After United States income tax and mandatory social contributions, a Software Engineer earning $120,000 in Denver can expect to take home approximately $91,944 annually, or $7,662 per month.
What factors affect my net salary as a Software Engineer in Denver?
Your net salary is affected by United States's progressive tax brackets, mandatory social security contributions ($9,180), filing status, and any applicable deductions. The effective tax rate for this income level is 23.4%.
Is $120,000 a good salary for a Software Engineer in Denver?
With a cost of living index of 56, Denver is considered a moderate-cost jurisdiction. A net income of $91,944 provides strong purchasing power and comfortable living standards in Denver.

Methodology Note

Figures presented are estimates based on the 2025 fiscal year tax codes for United States. Actual tax liability depends on individual circumstances, filing status, and specific deductions.

View Full Methodology