Relocation Playbook
Move from New York to Dublin
Wall Street operators use Dublin to service EU clients while keeping US equity favorable. We quantify the delta across tax, cost of living, and monthly cash flow so you can ship an evidence-backed relocation memo.
New York Net Pay
$164,405
Effective rate 28.5% • marginal 39.6%
Dublin Net Pay
€136,638
Effective rate 35.4% • marginal 44.5%
Annual delta
-$15,885.43
After tax & social costs on $230,000 package
Tax structure breakdown
- •Relief on RSUs via SARP & remittance rules
- •15% cheaper housing than Manhattan prime
- •EU base for fintech passports
Cost of living shift
Cost of living
73
Cost of living
97
Rent index
64
Rent index
68
Differences in rent and COL mean the tax delta compounds into lifestyle gains.
Relocation timeline
- Week 0-4: Finalize offer structure, trigger exit tax planning in New York, and launch visa applications for Dublin.
- Week 4-10: Relocate, lease housing, and obtain tax residency certificates (TRC/Tax Domicile). Update payroll & equity grant paperwork.
- Week 10+: Rebuild allowances and cash management to exploit Dublin benefits (housing stipends, CPF/GOSI options, corporate structures).