Sovereign

Tech

Software Engineer Salary · New York vs Amsterdam

Net pay, tax drag, and purchasing power modeled for 2025 offers. Built for relocating teams, expats, and comp committees.

Net pay

New York

$128,853

25.9% effective rate

Net pay

Amsterdam

€ 72.252

47.6% effective rate

Annual delta

Spread

+$56,601

New York advantage

City

New York

The global financial capital, characterized by high compensation but significant cost of living and local tax burdens.

Median professional income

$78,500

Role modeled

Software Engineer

Gross base

$174,000

Net after tax

$128,853

Cost-of-living index

73

Rent index

64

City

Amsterdam

A key trading hub. The "30% ruling" offers significant tax advantages for qualifying foreign specialists.

Median professional income

€ 57.000

Role modeled

Software Engineer

Gross base

€ 138.000

Net after tax

€ 72.252

Cost-of-living index

97

Rent index

86

Purchasing power

Net income vs lifestyle drag

New York

$10,738

Housing$3,221
Essentials$2,148
Discretionary$2,684
Savings$2,684

Amsterdam

€ 6.021

Housing€ 1.806
Essentials€ 1.204
Discretionary€ 1.505
Savings€ 1.505

Cost-of-living deep dive

Flip into the COL template for this exact pair. See rent burdens, discretionary drift, and PPP commentary.

Open COL page

Remote benchmark

Need a borderless baseline? Run the remote analyzer across our tier-one city basket.

Remote comparison

More combinations

Interlink into adjacent hubs to keep crawlers following the mesh.

Frequently asked

Who wins for Software Engineer net pay: New York or Amsterdam?+
New York keeps about $56,601 more after tax (25.9% effective rate) compared to Amsterdam (47.6%).
How different are the cost-of-living profiles?+
New York posts a cost-of-living index of 73 and rent index of 64. Amsterdam comes in at 97 / 86. The purchasing power gap tightens once you factor in rent and lifestyle drift.
What salary uplift offsets Amsterdam's taxes?+
You would need roughly € 108.105 in additional gross compensation to match the same take-home pay in New York.