Finance
Investment Banker Salary · San Francisco vs Austin
Net pay, tax drag, and purchasing power modeled for 2025 offers. Built for relocating teams, expats, and comp committees.
Net pay
San Francisco
$156,861
27.9% effective rate
Net pay
Austin
$138,080
26.4% effective rate
Annual delta
Spread
+$18,781
San Francisco advantage
City
San Francisco
The epicenter of global technology, offering the highest base salaries adjusted for a fiercely competitive housing market.
Median professional income
$78,500
Role modeled
Investment Banker
Gross base
$217,500
Net after tax
$156,861
Cost-of-living index
96
Rent index
98
City
Austin
A rapidly expanding tech hub benefiting from Texas’s zero state income tax policy.
Median professional income
$78,500
Role modeled
Investment Banker
Gross base
$187,500
Net after tax
$138,080
Cost-of-living index
67
Rent index
56
Purchasing power
Net income vs lifestyle drag
San Francisco
$13,072
Austin
$11,507
Cost-of-living deep dive
Flip into the COL template for this exact pair. See rent burdens, discretionary drift, and PPP commentary.
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