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AI

AI Engineer Salary · San Francisco vs Austin

Net pay, tax drag, and purchasing power modeled for 2025 offers. Built for relocating teams, expats, and comp committees.

Net pay

San Francisco

$182,637

30.0% effective rate

Net pay

Austin

$161,388

28.3% effective rate

Annual delta

Spread

+$21,249

San Francisco advantage

City

San Francisco

The epicenter of global technology, offering the highest base salaries adjusted for a fiercely competitive housing market.

Median professional income

$78,500

Role modeled

AI Engineer

Gross base

$261,000

Net after tax

$182,637

Cost-of-living index

96

Rent index

98

City

Austin

A rapidly expanding tech hub benefiting from Texas’s zero state income tax policy.

Median professional income

$78,500

Role modeled

AI Engineer

Gross base

$225,000

Net after tax

$161,388

Cost-of-living index

67

Rent index

56

Purchasing power

Net income vs lifestyle drag

San Francisco

$15,220

Housing$3,805
Essentials$2,283
Discretionary$3,805
Savings$5,327

Austin

$13,449

Housing$3,362
Essentials$2,017
Discretionary$3,362
Savings$4,707

Cost-of-living deep dive

Flip into the COL template for this exact pair. See rent burdens, discretionary drift, and PPP commentary.

Open COL page

Remote benchmark

Need a borderless baseline? Run the remote analyzer across our tier-one city basket.

Remote comparison

More combinations

Interlink into adjacent hubs to keep crawlers following the mesh.

Frequently asked

Who wins for AI Engineer net pay: San Francisco or Austin?+
San Francisco keeps about $21,249 more after tax (30.0% effective rate) compared to Austin (28.3%).
How different are the cost-of-living profiles?+
San Francisco posts a cost-of-living index of 96 and rent index of 98. Austin comes in at 67 / 56. The purchasing power gap tightens once you factor in rent and lifestyle drift.
What salary uplift offsets Austin's taxes?+
You would need roughly $29,625 in additional gross compensation to match the same take-home pay in San Francisco.