Scenario
$1,000 per month for 15 years at 10% (monthly)
Engineered for search intent around “$1,000 per month for 15 years at 10% (monthly)”. Includes inflation-adjusted outputs, CAGR ranges and ETF playbooks.
Projection
$414,470
Total contributions
$180,000
Market growth
$234,470
Inflation adjusted
$286,177
Blended CAGR
5.7%
-2% bear case
8.0%
$346,038
Base case
10.0%
$414,470
+2% bull case
12.0%
$499,580
| Year | Portfolio | Contribution | Growth | Real Value |
|---|---|---|---|---|
| Year 1 | $12,566 | $12,000 | $566 | $12,259 |
| Year 2 | $26,447 | $24,000 | $2,447 | $25,173 |
| Year 3 | $41,782 | $36,000 | $5,782 | $38,799 |
| Year 4 | $58,722 | $48,000 | $10,722 | $53,200 |
| Year 5 | $77,437 | $60,000 | $17,437 | $68,443 |
| Year 6 | $98,111 | $72,000 | $26,111 | $84,601 |
| Year 7 | $120,950 | $84,000 | $36,950 | $101,751 |
| Year 8 | $146,181 | $96,000 | $50,181 | $119,978 |
| Year 9 | $174,054 | $108,000 | $66,054 | $139,370 |
| Year 10 | $204,845 | $120,000 | $84,845 | $160,025 |
| Year 11 | $238,860 | $132,000 | $106,860 | $182,046 |
| Year 12 | $276,438 | $144,000 | $132,438 | $205,547 |
| Year 13 | $317,950 | $156,000 | $161,950 | $230,647 |
| Year 14 | $363,809 | $168,000 | $195,809 | $257,478 |
| Year 15 | $414,470 | $180,000 | $234,470 | $286,177 |
Inputs
$1,000 per month
Time horizon: 15 years
Rate assumption: 10.0%
Inflation: 2.5%
ETF playbook
Blend a global core (VWRP / IWDA) with high-beta satellites (CNDX / EQQQ) to target the aggressive scenario. Compare matchups directly inside our ETF desk.
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$1,000 per month for 15 years at 10% (monthly)
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FAQ
What is the projected balance for $1,000 per month for 15 years at 10% (monthly)?
At 10.0% annualized, the balance is projected to reach $414,470 after 15 years. $234,470 of that figure is pure market growth.
FAQ
How much capital do I personally contribute?
You contribute $180,000 across the horizon ($1,000 per month plus $0 upfront).
FAQ
How does inflation affect the outcome?
Assuming 2.5% inflation, the purchasing power of the final balance equates to $286,177 in today’s money.