Is $90,000 a Good Salary in Toronto? (2026)

The Verdict

Within Typical Range

We estimate median professional income in Toronto at roughly $84,000. At $90,000, you sit within this standard range, allowing for a balanced lifestyle.

AdSpace • rectangle

Estimated Monthly Allocation

Monthly Net Income

$5,565

Full Tax Breakdown

Housing & Utilities

$1,948

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport

$1,669

Core living expenses adjusted for Toronto CPI.

Lifestyle & Leisure

$1,113

Dining out, entertainment, and personal care.

Savings & Investment

$835

Remaining allocation for long-term wealth.

Other salary checks in Toronto

Jump to adjacent income bands to stress test lifestyle outcomes.

8 options

$75,000 $110,000 $60,000 $130,000 $45,000 $150,000 $180,000 $200,000

Compare $90,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

Adjust the Numbers

Salary FAQs

What does $90,000 translate to after tax in Toronto?↓

Our deterministic engine estimates roughly $66,778 per year (~$5,565 monthly) after Canada income taxes and mandatory social contributions for a single filer.

Can $90,000 comfortably cover housing in Toronto?↓

Allocating about $1,948 (35% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.

How much could I save earning $90,000 in Toronto?↓

Following the Sovereign allocation, you could direct roughly $835 per month (15% of take-home pay) toward investments, reserves, or debt payoff.