Sovereign

Is $80,000 a Good Salary in New York?

An honest, data-driven analysis of purchasing power, lifestyle affordability, and tax impact for 2024.

The Verdict

Within Typical Range

We estimate median professional income in New York at roughly $78,500. At $80,000, you sit within this standard range, allowing for a balanced lifestyle.

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Estimated Monthly Allocation

Monthly Net Income
$5,335
Housing & Utilities
$1,867

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport
$1,600

Core living expenses adjusted for New York CPI.

Lifestyle & Leisure
$1,067

Dining out, entertainment, and personal care.

Savings & Investment
$800

Remaining allocation for long-term wealth.

Other salary checks in New York

Jump to adjacent income bands to stress test lifestyle outcomes.

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Compare $80,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

Adjust the Numbers

Salary FAQs

What does $80,000 translate to after tax in New York?
Our deterministic engine estimates roughly $64,020 per year (~$5,335 monthly) after United States income taxes and mandatory social contributions for a single filer.
Can $80,000 comfortably cover housing in New York?
Allocating about $1,867 (35% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.
How much could I save earning $80,000 in New York?
Following the Sovereign allocation, you could direct roughly $800 per month (15% of take-home pay) toward investments, reserves, or debt payoff.