Is HK$400,000 a Good Salary in Hong Kong? (2025)

The Verdict

Within Typical Range

We estimate median professional income in Hong Kong at roughly HK$440,000. At HK$400,000, you sit within this standard range, allowing for a balanced lifestyle.

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Estimated Monthly Allocation

Monthly Net Income

HK$29,537

Full Tax Breakdown

Housing & Utilities

HK$10,338

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport

HK$8,861

Core living expenses adjusted for Hong Kong CPI.

Lifestyle & Leisure

HK$5,907

Dining out, entertainment, and personal care.

Savings & Investment

HK$4,431

Remaining allocation for long-term wealth.

Other salary checks in Hong Kong

Jump to adjacent income bands to stress test lifestyle outcomes.

8 options

HK$385,000 HK$325,000 HK$300,000 HK$275,000 HK$250,000 HK$220,000 HK$200,000 HK$180,000

Compare HK$400,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

Adjust the Numbers

Salary FAQs

What does HK$400,000 translate to after tax in Hong Kong?↓

Our deterministic engine estimates roughly HK$354,440 per year (~HK$29,537 monthly) after Hong Kong income taxes and mandatory social contributions for a single filer.

Can HK$400,000 comfortably cover housing in Hong Kong?↓

Allocating about HK$10,338 (35% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.

How much could I save earning HK$400,000 in Hong Kong?↓

Following the Sovereign allocation, you could direct roughly HK$4,431 per month (15% of take-home pay) toward investments, reserves, or debt payoff.