Is ¥400,000 a Good Salary in Beijing? (2024)

The Verdict

Exceptional Income

You are in the top tier of earners for Beijing. This income level supports a premium lifestyle, luxury housing, and aggressive wealth accumulation.

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Estimated Monthly Allocation

Monthly Net Income

¥25,243

Full Tax Breakdown

Housing & Utilities

¥6,311

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport

¥3,786

Core living expenses adjusted for Beijing CPI.

Lifestyle & Leisure

¥6,311

Dining out, entertainment, and personal care.

Savings & Investment

¥8,835

Remaining allocation for long-term wealth.

Other salary checks in Beijing

Jump to adjacent income bands to stress test lifestyle outcomes.

8 options

¥385,000 ¥325,000 ¥300,000 ¥275,000 ¥250,000 ¥220,000 ¥200,000 ¥180,000

Compare ¥400,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

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Salary FAQs

What does ¥400,000 translate to after tax in Beijing?↓

Our deterministic engine estimates roughly ¥302,920 per year (~¥25,243 monthly) after China income taxes and mandatory social contributions for a single filer.

Can ¥400,000 comfortably cover housing in Beijing?↓

Allocating about ¥6,311 (25% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.

How much could I save earning ¥400,000 in Beijing?↓

Following the Sovereign allocation, you could direct roughly ¥8,835 per month (35% of take-home pay) toward investments, reserves, or debt payoff.