Sovereign

Is ₹40,000 a Good Salary in Hyderabad?

An honest, data-driven analysis of purchasing power, lifestyle affordability, and tax impact for 2026.

The Verdict

Within Typical Range

We estimate median professional income in Hyderabad at roughly ₹45,000. At ₹40,000, you sit within this standard range, allowing for a balanced lifestyle.

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Estimated Monthly Allocation

Monthly Net Income
₹3,200
Housing & Utilities
₹1,440

Target 30-35% of net. Covers rent/mortgage in standard zones.

Groceries & Transport
₹1,120

Core living expenses adjusted for Hyderabad CPI.

Lifestyle & Leisure
₹480

Dining out, entertainment, and personal care.

Savings & Investment
₹160

Remaining allocation for long-term wealth.

Other salary checks in Hyderabad

Jump to adjacent income bands to stress test lifestyle outcomes.

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Compare ₹40,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

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Salary FAQs

What does ₹40,000 translate to after tax in Hyderabad?
Our deterministic engine estimates roughly ₹38,400 per year (~₹3,200 monthly) after India income taxes and mandatory social contributions for a single filer.
Can ₹40,000 comfortably cover housing in Hyderabad?
Allocating about ₹1,440 (45% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in core neighbourhoods.
How much could I save earning ₹40,000 in Hyderabad?
Following the Sovereign allocation, you could direct roughly ₹160 per month (5% of take-home pay) toward investments, reserves, or debt payoff.