Sovereign

Is € 35.000 a Good Salary in Amsterdam?

An honest, data-driven analysis of purchasing power, lifestyle affordability, and tax impact for 2025.

The Verdict

Below Typical Professional Income

At € 35.000, your income is below the estimated professional median for Amsterdam (~€ 57.000). Budgeting will be essential, especially for housing in central districts.

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Estimated Monthly Allocation

Monthly Net Income
€ 1.693
Housing & Utilities
€ 762

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport
€ 592

Core living expenses adjusted for Amsterdam CPI.

Lifestyle & Leisure
€ 254

Dining out, entertainment, and personal care.

Savings & Investment
€ 85

Remaining allocation for long-term wealth.

Other salary checks in Amsterdam

Jump to adjacent income bands to stress test lifestyle outcomes.

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Compare € 35.000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

Adjust the Numbers

Salary FAQs

What does € 35.000 translate to after tax in Amsterdam?
Our deterministic engine estimates roughly € 20.311 per year (~€ 1.693 monthly) after Netherlands income taxes and mandatory social contributions for a single filer.
Can € 35.000 comfortably cover housing in Amsterdam?
Allocating about € 762 (45% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.
How much could I save earning € 35.000 in Amsterdam?
Following the Sovereign allocation, you could direct roughly € 85 per month (5% of take-home pay) toward investments, reserves, or debt payoff.