Sovereign

Is HK$200,000 a Good Salary in Hong Kong?

An honest, data-driven analysis of purchasing power, lifestyle affordability, and tax impact for 2024.

The Verdict

Below Typical Professional Income

At HK$200,000, your income is below the estimated professional median for Hong Kong (~HK$440,000). Budgeting will be essential, especially for housing in central districts.

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Estimated Monthly Allocation

Monthly Net Income
HK$15,660
Housing & Utilities
HK$7,047

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport
HK$5,481

Core living expenses adjusted for Hong Kong CPI.

Lifestyle & Leisure
HK$2,349

Dining out, entertainment, and personal care.

Savings & Investment
HK$783

Remaining allocation for long-term wealth.

Other salary checks in Hong Kong

Jump to adjacent income bands to stress test lifestyle outcomes.

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Compare HK$200,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

Adjust the Numbers

Salary FAQs

What does HK$200,000 translate to after tax in Hong Kong?
Our deterministic engine estimates roughly HK$187,920 per year (~HK$15,660 monthly) after Hong Kong income taxes and mandatory social contributions for a single filer.
Can HK$200,000 comfortably cover housing in Hong Kong?
Allocating about HK$7,047 (45% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.
How much could I save earning HK$200,000 in Hong Kong?
Following the Sovereign allocation, you could direct roughly HK$783 per month (5% of take-home pay) toward investments, reserves, or debt payoff.