Is $130,000 a Good Salary in Sydney? (2025)

The Verdict

Within Typical Range

We estimate median professional income in Sydney at roughly $119,500. At $130,000, you sit within this standard range, allowing for a balanced lifestyle.

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Estimated Monthly Allocation

Monthly Net Income

$7,853

Full Tax Breakdown

Housing & Utilities

$2,748

Target 30-35% of net. Covers rent/mortgage in outer districts.

Groceries & Transport

$2,356

Core living expenses adjusted for Sydney CPI.

Lifestyle & Leisure

$1,571

Dining out, entertainment, and personal care.

Savings & Investment

$1,178

Remaining allocation for long-term wealth.

Other salary checks in Sydney

Jump to adjacent income bands to stress test lifestyle outcomes.

8 options

$110,000 $150,000 $90,000 $180,000 $75,000 $60,000 $200,000 $45,000

Compare $130,000 across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

Adjust the Numbers

Salary FAQs

What does $130,000 translate to after tax in Sydney?↓

Our deterministic engine estimates roughly $94,233 per year (~$7,853 monthly) after Australia income taxes and mandatory social contributions for a single filer.

Can $130,000 comfortably cover housing in Sydney?↓

Allocating about $2,748 (35% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in prime districts.

How much could I save earning $130,000 in Sydney?↓

Following the Sovereign allocation, you could direct roughly $1,178 per month (15% of take-home pay) toward investments, reserves, or debt payoff.