Sovereign

Is 120.000 € a Good Salary in Rome?

An honest, data-driven analysis of purchasing power, lifestyle affordability, and tax impact for 2026.

The Verdict

Exceptional Income

You are in the top tier of earners for Rome. This income level supports a premium lifestyle, luxury housing, and aggressive wealth accumulation.

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Estimated Monthly Allocation

Monthly Net Income
5392 €
Housing & Utilities
1348 €

Target 30-35% of net. Covers rent/mortgage in standard zones.

Groceries & Transport
809 €

Core living expenses adjusted for Rome CPI.

Lifestyle & Leisure
1348 €

Dining out, entertainment, and personal care.

Savings & Investment
1887 €

Remaining allocation for long-term wealth.

Other salary checks in Rome

Jump to adjacent income bands to stress test lifestyle outcomes.

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Compare 120.000 € across peer hubs

Same salary, different macro-region hubs to benchmark opportunity cost.

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Salary FAQs

What does 120.000 € translate to after tax in Rome?
Our deterministic engine estimates roughly 64.700 € per year (~5392 € monthly) after Italy income taxes and mandatory social contributions for a single filer.
Can 120.000 € comfortably cover housing in Rome?
Allocating about 1348 € (25% of monthly net income) keeps housing and utilities within the recommended 30–35% band even in core neighbourhoods.
How much could I save earning 120.000 € in Rome?
Following the Sovereign allocation, you could direct roughly 1887 € per month (35% of take-home pay) toward investments, reserves, or debt payoff.