Sovereign

Lifestyle Intelligence

Cost of Living · Singapore vs Sydney

Compare rent pressure, discretionary drift, and monthly budgets across two sovereign hubs before you sign the relocation package.

Singapore

Cost-of-living

50

Rent index

63

Estimated median professional income: $105,500

Sydney

Cost-of-living

52

Rent index

72

Estimated median professional income: $119,500

Spread

Index delta

-1.3

Singapore is 1 points less expensive on our deterministic index.

Singapore

Asia’s premier wealth management hub. Known for ultra-low personal income tax and high expatriate demand.

Reference monthly net: $7,941

Housing pressure

35% of take-home pay devoted to housing.

Sydney

The financial heart of Oceania. High compensation roles in finance and law are common, matching a premium coastal lifestyle.

Reference monthly net: $7,317

Housing pressure

35% of take-home pay devoted to housing.

Monthly allocation

Budget blueprint

Singapore

Monthly net $7,941

Housing$2,779
Essentials$2,382
Lifestyle$1,588
Savings$1,191

Sydney

Monthly net $7,317

Housing$2,561
Essentials$2,195
Lifestyle$1,463
Savings$1,098

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Frequently asked

Is Singapore more expensive than Sydney?+
Singapore posts a cost-of-living score of 50 with rent at 63. Sydney sits at 52 / 72. The spread is driven by housing (-8.8 points) and imported services.
What income do I need to maintain lifestyle parity?+
Using a reference salary of $119,500, the take-home pay differs by $7,482. Adjust offers upward if relocating to the more expensive hub.
How much of my income should go to rent?+
Allocating 30% of monthly net is sustainable in Sydney, while Singapore may require closer to 35% unless allowances are provided.