Lifestyle Intelligence

Cost of Living · New York vs London

Compare rent pressure, discretionary drift, and monthly budgets across two sovereign hubs before you sign the relocation package.

New York

Cost-of-living

Rent index

Estimated median professional income: $78,500

London

Cost-of-living

Rent index

Estimated median professional income: £48,500

Spread

Index delta

+17.9

New York is 18 points more expensive on our deterministic index.

New York

The global financial capital, characterized by high compensation but significant cost of living and local tax burdens.

Reference monthly net: $5,247

Housing pressure

35% of take-home pay devoted to housing.

London

Europe’s leading financial center. Salaries typically include a "London weighting" to offset housing costs.

Reference monthly net: £4,318

Housing pressure

30% of take-home pay devoted to housing.

Monthly allocation

Budget blueprint

New York

Monthly net $5,247

Housing$1,836

Essentials$1,574

Lifestyle$1,049

Savings$787

London

Monthly net £4,318

Housing£1,295

Essentials£864

Lifestyle£1,080

Savings£1,080

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Frequently asked

Is New York more expensive than London?+

New York posts a cost-of-living score of 73 with rent at 64. London sits at 56 / 56. The spread is driven by housing (7.9 points) and imported services.

What income do I need to maintain lifestyle parity?+

Using a reference salary of $78,500, the take-home pay differs by $11,146. Adjust offers upward if relocating to the more expensive hub.

How much of my income should go to rent?+

Allocating 30% of monthly net is sustainable in London, while New York may require closer to 35% unless allowances are provided.