Sovereign

Lifestyle Intelligence

Cost of Living · London vs Singapore

Compare rent pressure, discretionary drift, and monthly budgets across two sovereign hubs before you sign the relocation package.

London

Cost-of-living

56

Rent index

56

Estimated median professional income: £48,500

Singapore

Cost-of-living

50

Rent index

63

Estimated median professional income: $105,500

Spread

Index delta

+5.0

London is 5 points more expensive on our deterministic index.

London

Europe’s leading financial center. Salaries typically include a "London weighting" to offset housing costs.

Reference monthly net: £5,443

Housing pressure

30% of take-home pay devoted to housing.

Singapore

Asia’s premier wealth management hub. Known for ultra-low personal income tax and high expatriate demand.

Reference monthly net: $6,908

Housing pressure

35% of take-home pay devoted to housing.

Monthly allocation

Budget blueprint

London

Monthly net £5,443

Housing£1,633
Essentials£1,089
Lifestyle£1,361
Savings£1,361

Singapore

Monthly net $6,908

Housing$2,418
Essentials$2,072
Lifestyle$1,382
Savings$1,036

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Frequently asked

Is London more expensive than Singapore?+
London posts a cost-of-living score of 56 with rent at 56. Singapore sits at 50 / 63. The spread is driven by housing (-7.4 points) and imported services.
What income do I need to maintain lifestyle parity?+
Using a reference salary of £105,500, the take-home pay differs by $17,580. Adjust offers upward if relocating to the more expensive hub.
How much of my income should go to rent?+
Allocating 30% of monthly net is sustainable in Singapore, while London may require closer to 30% unless allowances are provided.